I found a great article to help me live debt free – https://www.ramseysolutions.com/debt/7-characteristics-of-debt-free-people
First lesson:
They use self-control.
According to Dave Ramsey, adults make a plan and follow it. Children do what feels good. Someone who really wants to get out of debt has the willpower to walk right past the shoe section (with the big sale) or the flat-screen TV aisle without making an impulse purchase.
They aren’t swayed to buy something simply because they want it or it’s on sale. They’re wise enough to know that purchases aren’t going to erase all their problems or make them feel better in the long run.
That’s why debt-free people don’t buy stuff unless they can pay cash. They are willing to wait, work and save.
They use self-control.
According to Dave Ramsey, adults make a plan and follow it. Children do what feels good. Someone who really wants to get out of debt has the willpower to walk right past the shoe section (with the big sale) or the flat-screen TV aisle without making an impulse purchase.
They aren’t swayed to buy something simply because they want it or it’s on sale. They’re wise enough to know that purchases aren’t going to erase all their problems or make them feel better in the long run.
That’s why debt-free people don’t buy stuff unless they can pay cash. They are willing to wait, work and save.
Things I Can Do Now
Don’t Order Groceries online.
Don’t use my credit cards – pay them now.
